Some Insurance Companies are now covering the cost of your Wig

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Some Insurance Companies are now covering the cost of your Wig

An insurance benefit for a cranial prosthesis: Many insurance companies that cover prostheses of any kind will also cover a medically necessary wig, or cranial prosthesis, for those who experience total hair loss due to medical reasons, especially oncology. 

So your first point of action is to call up your insurance company and find out what it will cover and the process required for achieving coverage. Your specific budget will depend on your personal situation, diagnosis, insurance benefits, out-of-pocket limits, in-network restrictions and deductible requirements

Diagnosis from your doctor: Obviously, for a cancer-related or medically necessary wig, you’ll need to provide a copy of the diagnosis from your doctor

A written prescription from your doctor: 

Once you have your diagnosis, your doctor can prescribe a cranial prosthesis for you (in exactly those terms). Then, you can work with your hair replacement specialist to determine what your insurance will pay for and decide on a type of wig or treatment that fits the parameters. 

Usually a wig is a reimbursement type of expense, but we can also have it billed directly to your insurance. We abide by HIPPA (Health Insurance Portability and Accountability Act) regulations and can get the prescription from your doctor and handle all the billing. It’s actually all part of our initial consultation for a cancer-related wig.”

Just call around, as part of your initial screening process to find a hair replacement specialist, and ask how they handle oncology hair wigs and insurance issues,because the billing issues can be complicated and full of red tape.”